Loyalty that works for financial services

Paylode helps banks, credit unions, fintechs, and insurance providers increase retention, deepen trust, and drive cross‑sells through a fully branded loyalty and rewards platform. It connects to your app, digital wallet, or CRM — and launches in days, not months. Whether you offer credit cards, savings products, or insurance policies, Paylode adapts to your systems with minimal IT lift.
Book a demo
Trusted by companies like...
Key benefits

Perks that strengthen trust and boost engagement

Paylode delivers versatile, high-value incentives designed to deepen customer relationships:
Dining and lifestyle discounts – Delight customers with everyday perks
Travel and entertainment perks – Elevate premium card benefits
Wellness and insurance credits – Support preventive care and healthy habits
Get more key benefits
Boost

Instantly reward customers for completing actions that drive business value

1. Choose incentive

Pick from hundreds of pre-negotiated perks, discounts, gift cards, and more

2. Show teaser

Show customers what they'll get by completing the action

3. Action completed

Customer completes the Boost campaign action

4. Customer rewarded

Customer gets the reward on your app, website, or via email/sms

Perks

No items found.
Learn more about perks
Impact

Real impact for financial services

Paylode delivers measurable business outcomes—higher engagement, deeper loyalty, and new revenue—without slashing pricing.
Book a demo
200,000+ new account actions rewarded
$12M in new revenue
5M perks delivered
Value

Reward behaviors, not just balances

Paylode delivers variable, behavior-based incentives that drive profitability and loyalty, without sacrificing core fee structures.
Book a demo
Targeted incentives for key financial actions
Milestone-based engagement
Revenue-friendly rewards
Use cases

See how effective perks programs can impact your business performance

Companies successfully use perk programs to connect with customers, build positive brand association, & keep their brand top of mind.
See how clients use Paylode
No items found.

FAQs

What makes Paylode unique for financial services?

A white-labeled, API-first loyalty platform designed for banks, fintechs, and insurers to reinforce engagement and lifetime value.

How does Paylode reduce attrition?

Identifies at-risk customers via behavioral data and engages them with timely, personalized perks before they drop off.

Does Paylode integrate with CRM and core banking systems?

Yes—connects via APIs to CRM, core banking, and marketing stacks for unified data and analytics.

How fast can we launch?

Most digital health brands can launch within days. Our plug-and-play integrations require minimal IT resources and leverage pre-built perk partnerships.

What actions can be rewarded?

Medication adherence, virtual visit completion, preventive screenings, referrals, logging health data, and more.

How does Paylode protect margins?

Uses external perks instead of cutting fees or distributing blanket cashback, preserving profitability.

What ROI can we expect?

• 15–25% growth in deposit or primary relationship

• 20–30% increase in cross-sell conversions

• 5–10% improvement in NPS

• Higher customer lifetime value

Can we include our own offers?

Yes—combine internal promotions with Paylode’s curated perks in one unified platform.

Is Paylode scalable?

Absolutely—supports multi-product, regional deployments with full segmentation and control.

No items found.

See how businesses use Paylode to incentivize and engage their customers

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.